Tips For Budgeting This Festive Season

Unsure about how much you spent during the last holiday season? There's a good chance it was more than you bargained for. So, to help you out we've come up with some surefire tips to help you keep your holiday spending in check.

1. Set expectations: Write down your expectations for the holiday season. You can start by making a list of all your expected expenses. This will give you a basic idea of what all things you will need to pay for in addition to gifts.

2. Don't go over budget: Be realistic while setting your budget and pay by cash instead of racking up your credit cards.

3. Start shopping early: The holiday season involves a lot of shopping. Instead of waiting for the season to come, start shopping early to avoid last-minute expensive gifts.

4. Plan for additional expenses: Plan in advance and save some cash for the last minute additional expenses.

5. Focus less on things that cost a lot of money and more on traditions and building memories: Your family members won't remember how much money you spent on them for Christmas, but they will always remember how you made them feel.

6. Plan family games and activities instead of going to fancy restaurants: Games like Christmas Carol, Pictionary, Relay and activities such as Wreath Making, Baking Cookies and Gingerbread are a good way to strengthen family bonding.

7. Potluck (bring your own food): A great way for friends to get together for a party without putting a lot of stress or expense on the one person hosting the event.

Christmas is all about spending time with family and friends in the best way possible. So pull up your socks and ride with your family and friends into the New Year, celebrating togetherness and love with the above-mentioned tips.